You Can Buy A Beautiful Home With No Down Payment — No Matter What Other Companies Say!
• Call The Home Finder Hotline 24 hours a day 615-481-1899.
Why Is It So Hard To Find The Low Down Payment Home Loans You're Always Reading About?
Today there are more than 60 different types of home loans, some with extremely low down payments and low monthly payments.
Most real estate companies use only 3 or 4 traditional types of home loans - all with higher down payments.
MONEY SAVING TIP: To see for yourself, try calling any real estate company and ask how much money you will need to buy an $350,000 home. They-will probably tell you that unless you are a Veteran and can get a VA loan, you will need $12,000 - $15,000 to buy this type of home. This just isn't true.
Then why do they say that?
Because most real estate agents don't even know that these special government home loan programs exist!
Special low-down-payment home loans are difficult to understand. On top of that, it's hard to keep informed about all the different rules and loans offered by all the different home lenders.
Big real estate companies have a hard time keeping their agents up to date about the many low-down-payment home loans.
Many Big Real Estate Companies Consider Special Home Loans An Annoyance
Some companies feel that all the regulations and paperwork involved with low-down payment home loans are too much "fuss and muss." Besides, they're selling enough homes without using these special loans, so why bother?
Another problem — these special home loan programs come and go. They are always offered for only a very limited time. When the funds run out, they're gone. By the time many agents become aware of these great home loans it's too late!
MONEY SAVING TIP: There are many fine home loans to help you buy a home for little or no down payment. At any given time there may be 3 or 4 special home programs for which you qualify. These loans can save you thousands of dollars of interest and give you a down payment of ZERO, or close to it.
"I Was Told That I Earn Too Much Money To Qualify For A Special Home Loan."
Many of these great home loans have income limits, but they're all different. Some "limits" are very high. For example, the income limit for one of the zero-down-payment loans we offer is $40,000. In other words, if you earn less than $40,000, you may qualify for this zero-down-payment home loan!
MONEY SAVING TIP: There are many different types of special loans. These loans come and go, each with different rules and requirements. You may qualify for one or more of these loans.
The "Problem" With Government Home Loans
The problem with these special home loans is that they come and go in a fairly short "window period." For example: a $600 down payment home loan program may become available in April and be out of funds by mid June. To obtain one of these loans, you have to know about them before the funds are gone -- and act fast!
MONEY SAVING TIP: The average real estate agent in a big company, busy with all phases of realty, often doesn't learn about these money saving home loans until it's too late!
You Can Know About New Home Loan Programs Before Most Real Estate Agents
Here at the Home Finder Hotline we make it our business to know about every special home loan program available.
Before a new home loan program begins, we learn everything that we can about the loan — then we tell you.
I work with every home lending institution in Middle Tennessee. We know the lenders with the best home loans.
MONEY SAVING TIP: At any given time there are usually two or three super low down payment programs available for home buyers. The loan program for which you may qualify depends on your employment, family size and income.
If you want to buy a home, the first thing we need to do is find the best loan program to fit your needs. We do this for you without cost and obligation.
We Specialize In Only One Area: Helping You Find A Great Home AND A Super-Low Down Payment Home Loan
The Home Finder Hotline is the "First Time Home Buyer" division of Century 21 Prestige. Our only job is helping people find beautiful homes without a lot of money.
My jobs are:
For years, I have helped many home buyers own their own homes for very low (or zero) down payments. I can do it for you, too.
Right Now There Are Some Excellent Home Loan Programs!
**All Programs Subject To Change Without Notice **
State Of Tennessee-THDA
• Super low interest rates starting as low as 6.75%!
• Only 3.5% down payment is needed.
• Available for couples earning under $119,760 and families earning under
$139,720 per year.
• Maximum home price: Varies by County.
Zero Down Payment Farmers Home Loan
You don't have to be a farmer to get a zero down payment home loan from the Farmer's Home Loan Program.
Farmer's is an excellent zero down payment Federal Home Loan program available for people who want to buy a home in the outlying areas of Davidson and surrounding counties. These home loans are not available for Nashville, Brentwood, Antioch, etc.
If you want to live in a rural area, this is a great zero down payment home loan.
• Mt Juliet
• Ashland City
• Springfield
• Spring Hill
• Gladesville
• Lavergne/Smyrna
• Nolensville
Zero down payment! If you're buying an $350,000 home, you can obtain a home loan for $350,000.... and your first payment will not come due until 30 - 55 days after you take ownership of your new home.
Here's how the Zero Down Payment Home Loan Program has worked for many of our clients and could work for you, too:
Purchase price of the home: $350,000. Home loan: $350,000 Down payment: Zero!
Closing costs, including your first year homeowner's insurance policy and your first month's payment could be slightly less than rent.
Qualifications
To qualify for any of the above home loan programs, you MUST have full-time
employment and a record of paying all of your bills and rent (or house payments)
on-time for the last 14 months.
Our Service Is Just For You
I'll help you find a great home and a low or zero down payment home loan.
Do You Qualify?
Perhaps you feel that you can't qualify to own a home. Many people never thought
they could own a home until they discovered Century 21 Prestige and the
Home Finder Hotline.
These folks now live on quiet streets in their own beautiful homes with family
rooms, private back yards, some with full basements and garages - all because
they picked up the phone and called us.
You can own a home, too.
If you would like to look at homes, have private showings of homes, or just ask more questions, call Paul Russell at 615-481-1899.
Don't worry about calling Paul… he is not a salesperson. He won't try to talk you into anything. His job is simply to answer any questions you may have and get you any information that you may need.
Call Paul. He Is Here To Help You.
Paul is available to answer your specific questions. Just give him a call at 615-481-1899. There is no obligation.
He'll do anything he can to help you find the right home, in the right
area, at the lowest interest rate and payment.
CALL NOW ASK FOR PAUL! Century 21 Prestige 615-361-5010 We'll
Find You A Beautiful Home!
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